Bank Negara Indonesia, Tbk (BBNI IJ) is looking for IDR10trn fund that comes from bonds’ issuance worth IDR5trn and negotiable certificate of deposit (NCD). The company is utilizing current momentum regarding Indonesia’s investment grade in order to get a low-interest rate. Furthermore, Mayapada Bank also doing the same thing. By this year, Mayapada Bank is planning to issue new shares and Subordinate Bonds worth IDR2trn in total.